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December 2, 2025
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Boston Condo Association Insurance Coverage Highlights

What Your Boston Massachusetts Condo Association Needs to Know

When it comes to protecting your property, Condo Association Insurance (also known as a Master Condo Insurance Policy) is essential. Although every condo association’s specific insurance requirements are defined by its bylaws, most associations in Massachusetts need coverage that protects the building structure, common areas, and all shared property against a wide range of property damage and liability risks.

What Does a Condo Association Insurance Policy Typically Cover?

A comprehensive Condo Association Master Insurance Policy usually provides protection for losses involving shared and structural property, including:

  • Condo Association Building Structure

  • Common Areas

  • Completed Building Additions

  • Permanently Installed Fixtures, Machinery & Equipment

  • Outdoor Fixtures

  • Property and Equipment Used to Maintain the Building

Having the right Massachusetts Condo Association Insurance ensures your building is protected from unexpected losses—and reduces financial exposure for all unit owners.


Additional Insurance Protection for Massachusetts Condo Associations

At Savin Jones Insurance, we offer a wide range of optional coverages to strengthen your Master Condo Insurance Program. As an independent insurance agency, we compare top-rated carriers to help you build the most effective and affordable protection for your condo association.

Available coverage options include:

  • Equipment Breakdown

  • Excess Liability / Umbrella Insurance

  • Flood Insurance

  • Earthquake Insurance

  • Crime & Fidelity Coverage

  • Directors & Officers (D&O) Liability Insurance

  • Water Damage Coverage

These coverages can help protect your condo association from costly claims that fall outside of standard policies.

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Best Condo Association Insurance Rates in Boston — Save Up to 40%

We provide some of the best Condo Association Insurance rates in Boston and surrounding Massachusetts communities. Our agency uses only A-rated carriers (AM Best), ensuring strong financial stability and reliable claims service.

We specialize in Master Condo Association Insurance Policies that:

  • Increase coverage where needed

  • Reduce gaps in protection

  • Save associations up to 40% on annual premiums

Whether you manage a small building or a large condo association, we can help you secure better coverage at a better price.


Call, Click, or Email for a Free Condo Association Insurance Quote

Protect your building. Strengthen your coverage. Save money.

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🖱️ Click Below for a Free, No-Obligation Quote

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Savin Jones Insurance—your trusted partner for Massachusetts Condo Association Insurance.

Categories: Blog

Tags: Best condo association insurance rates in Boston, Boston Condo Association Master Insurance, condo association master insurance Boston, Condominium master policy coverage Boston, massachusetts condo association insurance, savin jones, savin jones insurance

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