Condominium Insurance in Boston, MA
Owning a condo in Massachusetts, especially in the vibrant Boston area, comes with unique insurance needs. Condo insurance is designed specifically for condo owners and offers coverage for your personal property and the condo’s interior.
What Is an HO-6 Condo Insurance Policy? 
While your condo association’s master policy typically covers the building’s exterior and shared spaces, it often leaves the interior of your unit and your personal property uncovered. That’s where condo insurance steps in.
Our condo insurance policies may include:
- Personal property coverage can cover your belongings, such as furniture and clothing, against risks like fire, theft or water damage.
- Interior structure coverage may cover improvements, fixtures and built-in appliances within your unit that may not be included in the master policy.
- Liability coverage often comes in if someone is injured in your condo or if you accidentally cause damage to another unit.
Master Policy vs. Individual Condo Insurance
It’s important to understand the difference between your association’s master policy and your condo insurance:
- Master policy: Usually covers the building’s exterior, roof and common areas.
- Condo insurance: Focuses on your unit’s interior and your personal property, as well as offering liability coverage.
How We Help Massachusetts Condo Owners
At Savin Jones Insurance Agency, we guide Boston-area condo owners through the process of selecting the right coverage. We’ll explain your coverage options in clear terms and customize your policy to fit your needs and budget.
Ready to insure your condo? Contact us today to get started with a personalized quote and expert guidance.