March 19, 2014
AgencyMassachusetts Auto Surcharge and how the system works???
Massachusetts Auto Surcharge and how the system works??? Purpose of the Massachusetts Safe Driver Insurance Plan The Safe Driver Insurance Plan (SDIP) encourages safe driving by providing incentives to drivers with clean driving records and ensuring that drivers who collect surcharge points pay more for auto insurance. If your insurer uses the SDIP, you have […]
March 13, 2014
AgencyMass Registry of Motor Vehicles Fee Increase
Mass Registry of Motor Vehicles Fee Increase BOSTON — The state Department of Transportation’s board of directors voted Wednesday to hike registry, inspection and road test fees, making it a bit more expensive to own a car in Massachusetts. Non-commercial vehicle registration fees would increase from $50 to $60 and annual state car inspection fees […]
March 8, 2014
AgencySpring Forward – Homeowners Insurance Safety Check
Spring Forward – Homeowners Insurance Safety Check ✓ Check and replace the batteries in your smoke and carbon monoxide (CO) alarms. Replace any smoke alarms older than ten years. Replace any CO alarms older than five years. ✓ Prepare a disaster supply kit for your house (water, food, flashlights, batteries, blankets). ✓Once you’ve created your […]
March 6, 2014
AgencyCondo Association Directors & Officers Liability
Condo Association Directors & Officers Liability Being elected to serve on the board of your condo association can be viewed as a great honor or a dreadful burden. Those who look for the positive in any new situation will focus on the fact that their neighbors have confidence in their leadership abilities. Those who view […]
February 20, 2014
AgencyMassachusetts Condo H06 Insurance
HO6 Condo Policies HO6 : Homeowner Condominium Insurance Condo Dwelling Coverage Insurance companies offer Dwelling Coverage, which generally insures the interior walls, drywall, wallpaper, paneling, flooring, carpeting, or built-in cabinets. This is the coverage you need to cover your part of the building; the unit you own. As a condo association, you all take responsibility and ownership […]
February 12, 2014
AgencyMassachusetts Renter’s Insurance
Renter’s insurance, commonly referred to simply as rental H04 insurance, is an insurance policy that covers tenants from loss of personal property. It does not cover the actual house or apartment that is being rented; that property is covered by the landlord’s insurance policy. It is a comparatively inexpensive policy that provides beneficial coverage […]
January 29, 2014
AgencyHomeowners Insurance 101
Massachusetts Homeowners Insurance 101 Click here to watch>>>>>>>>>>>>>>>>>>>> While coverage varies from company to company, and even from policy to policy depending on options chosen, most standard homeowners insurance policies provide coverage for the following: Section I: Property Coverages Coverage A – Dwelling Coverage. This is the amount of insurance you have on your home. […]
January 7, 2014
AgencyHow to prevent frozen water pipes in your home
How to prevent frozen water pipes in your home “Baby, It’s Cold Outside” Pipes freeze due to quick drops in temperature, poor insulation and thermostats set too low. Both plastic and copper pipes can freeze and burst, and a cracked pipe can cause flooding, structural damage and mold. When pipes freeze, water in the pipes […]
December 11, 2013
Agency10 ways to winterize your home
Winterizing Your Home easy tips: 1. Clean those gutters Once the leaves fall, remove them and other debris from your home’s gutters — by hand, by scraper or spatula, and finally by a good hose rinse — so that winter’s rain and melting snow can drain. Clogged drains can form ice dams, in […]