
Business Insurance – Businessowners Insurance
Concessionaire/Vendor Product
Concessionaire/Vendor Product Do you have or know of concessionaires, vendors or exhibitors who are selling, demonstrating, promoting or displaying their products or services in malls, shopping centers, trade shows, festivals, or a location that is offsite from any owned or long term leased premise? If so we have you covered!
What Can Go Wrong?
Why do your clients need Concessionaire/Vendor insurance? Even though they may not own a brick and mortar business, your clients have still worked very hard and stand to lose a lot if not properly insured. Here are a couple of claim examples outlining the types of things that could go wrong for your clients who are concessionaires, vendors or exhibitors:
Food Vendors: A customer buys a hot dog from your stand. While eating the hot dog, the customer suddenly chips a tooth on something hard contained inside the hot dog. The customer incurs $700 in medical expenses and $6,000 in dental expenses.
Flea Market Vendors: You are operating your booth at a flea market. Customers surround your booth to view products. Your booth is suddenly blow over by a strong gust of wind and a pole supporting your booth strikes a customer in the face causing a laceration. The individual incurs $1,100 in medical expenses, $12,000 for surgery to repair scar damage and $10,000 for mental anguish.
Product Features
Concessionaire/Vendor Product. The Concessionaire/Vendor Product is specifically designed to accommodate the coverage needs of a wide variety of concessionaires and vendors. Some examples of the top classes we will consider are Hot Dog Vendors, News Stands, Mall Kiosks, Demonstration Booths, Seasonal Lots, Arts & crafts vendors, Health & beauty product vendors, Gift Wrap Booths, Food & Drink Concessionaires, Souvenir Stands, Produce & Flower Stands, and Apparel & Accessory vendors just to name a few. Other product features are:
Both Indoor and Outdoor Vendors Considered
Blanket Additional Insured available
Products/Completed Operations coverage provided for most eligible risks
No Liability Deductible
Policy is non-auditable
Hired and Non-owned Auto Liability coverage available
Available Limits – Primary Limits up to: $2,000,000 /$3,000,000
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(800) 550-INSURE
www.savinjones.com