Business Insurance – Businessowners Insurance

What Can Go Wrong?

Why do your clients need Concessionaire/Vendor insurance? Even though they may not own a brick and mortar business, your clients have still worked very hard and stand to lose a lot if not properly insured. Here are a couple of claim examples outlining the types of things that could go wrong for your clients who are concessionaires, vendors or exhibitors:

Food Vendors: A customer buys a hot dog from your stand. While eating the hot dog, the customer suddenly chips a tooth on something hard contained inside the hot dog. The customer incurs $700 in medical expenses and $6,000 in dental expenses.

Flea Market Vendors: You are operating your booth at a flea market. Customers surround your booth to view products. Your booth is suddenly blow over by a strong gust of wind and a pole supporting your booth strikes a customer in the face causing a laceration. The individual incurs $1,100 in medical expenses, $12,000 for surgery to repair scar damage and $10,000 for mental anguish.

Product Features

Concessionaire/Vendor Product. The Concessionaire/Vendor Product is specifically designed to accommodate the coverage needs of a wide variety of concessionaires and vendors. Some examples of the top classes we will consider are Hot Dog Vendors, News Stands, Mall Kiosks, Demonstration Booths, Seasonal Lots, Arts & crafts vendors, Health & beauty product vendors, Gift Wrap Booths, Food & Drink Concessionaires, Souvenir Stands, Produce & Flower Stands, and Apparel & Accessory vendors just to name a few. Other product features are:
Both Indoor and Outdoor Vendors Considered
Blanket Additional Insured available
Products/Completed Operations coverage provided for most eligible risks
No Liability Deductible
Policy is non-auditable
Hired and Non-owned Auto Liability coverage available
Available Limits – Primary Limits up to: $2,000,000 /$3,000,000

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www.savinjones.com