Condo Association Master Insurance Saving’s Up To 40%

What does your Massachusetts Condo Association Insurance cover?

• Liability insurance: For a condo association, liability coverage is essential. This coverage protects the COA against certain types of liability associated with the shared spaces; for example, if someone is injured at a pool owned and maintained by the COA. 
• Property coverage: Condo associations often own and control some shared spaces, such as pools, playgrounds, and clubhouses. COA insurance provides coverage for these shared spaces if a covered peril causes the damage, such as a fire, wind or hail damage, and certain types of water damage.
• Dwelling: Dwelling insurance applies specifically to structures. For example, if your COA has a clubhouse that is damaged in a fire, dwelling insurance can help cover the cost of repairs to the building.
• Business income: Your COA depends on a steady revenue to keep it operating, but revenue may be disrupted after a disaster. Business income insurance provides coverage for lost income after a covered peril.

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