Jamaica Plain Condo Association Insurance: Why Master Policy Premiums Are Rising (and How to Save Up to 40%)

Jamaica Plain condo associations are facing sharp increases in master condo insurance premiums across Massachusetts. Many associations are seeing 30%–40% premium increases, putting pressure on HOA budgets and forcing higher monthly condo fees.

At Savin Jones Insurance, we specialize in Condo Association Master Insurance in Jamaica Plain, MA and help associations save up to 40% while maintaining strong, compliant coverage.

Why Condo Association Insurance Premiums Are Rising in Jamaica Plain

Several key factors are driving higher Jamaica Plain condo master insurance rates:

1) Aging Condo Buildings

Many Jamaica Plain condo associations are in older brownstones, triple-deckers, and historic properties.
Older roofs, plumbing, and electrical systems increase the likelihood of claims, which raises premiums.

2) Stricter Underwriting Guidelines

Insurance carriers are tightening requirements across Massachusetts, especially for:

• Roof age and condition

• Plumbing type (galvanized, cast iron, etc.)

• Electrical systems (fuse boxes vs. circuit breakers)

• Deferred maintenance issues

Associations without recent updates may face higher premiums or fewer carrier options.

3) Increased Water Damage and Liability Claims

Across Massachusetts, insurers are seeing:

• More water damage claims

• Higher rebuilding costs

• Increased liability losses

These trends directly impact condo association master insurance pricing in neighborhoods like Jamaica Plain.

Savin Jones Insurance: Jamaica Plain Condo Insurance Specialists

At Savin Jones Insurance, we’ve specialized in Massachusetts condo association insurance since 1996. We work with multiple A-rated carriers (AM Best) to deliver competitive pricing and comprehensive protection.

Our Jamaica Plain Condo Insurance Expertise

We provide customized coverage for:

• All-In (Walls-In) Master Policies

• Bare Walls Master Policies

• Directors & Officers (D&O) Liability

• Equipment Breakdown

• Ordinance or Law Coverage

• Loss Assessment & Umbrella Options

We review your condo bylaws to ensure the policy meets all insurance requirements.

👉 Save up to 40% on condo association insurance

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What Does a Massachusetts Condo Master Policy Cover?

A typical Massachusetts condo association master insurance policy may cover:

• Building structure and exterior

• Roof, siding, and foundations

• Common hallways and stairwells

• Mechanical systems

• Shared amenities and common areas

Coverage is dictated by the condominium documents and bylaws.

Real Savings for Jamaica Plain Condo Associations

Many associations that switch to Savin Jones Insurance see:

• Up to 40% premium savings

• Improved building valuations

• Broader coverage options

• Access to multiple A-rated carriers

We leverage our large book of condo business in Massachusetts to negotiate competitive rates.

Get a Free Jamaica Plain Condo Insurance Quote

If your condo master policy is renewing soon, now is the time to compare options.

📍 Local Boston-area expertise
⭐ A-rated insurance carriers
💰 Save up to 40% on premiums

Get Your Free Quote Today

Contact Savin Jones Insurance for a Jamaica Plain Condo Association Insurance quote and see how much your association can save.

Save up to 40% on Condo Association Insurance. Call us (617) 474-9900 or Click above for a Quote..

Call or click above to get started.

Serving Massachusetts condo associations since 1996.