Save Up to 40% on Your Condo Association Insurance with Savin Jones Insurance

If you own a condo, your association likely carries a master insurance policy that covers the building structure and common areas. But here’s the catch — that policy doesn’t protect your personal belongings or the interior of your unit.That’s why having a personal HO6 condo insurance policy is essential.

🔍 What the Condo Master Policy Covers — and What It Doesn’t

The master condo policy typically covers:

• The exterior of the building

• Shared areas (roof, stairways, hallways)

• Structural components between units (like plumbing)

It does NOT cover:

• The interior of your unit (floors, walls, fixtures, cabinets)

• Your personal property

• Liability or medical payments if someone is injured inside your unit

👉 Save up to 40% on condo association insurance

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🏡 What an HO6 Condo Insurance Policy Covers

An HO6 policy fills in the gaps left by the master policy and gives you the protection you need:

• Coverage for personal belongings

• Interior structural coverage (walls, flooring, built-ins)

• Loss of use coverage (if your unit becomes uninhabitable)

• Coverage E: Personal liability

• Coverage F: Medical payments to others

Coverage E – Personal Liability

If someone is injured in your unit and sues you, Coverage E helps pay legal fees, court costs, and settlements. Without it, you’d be covering those costs out of pocket.

Coverage F – Medical Payments to Others

Coverage F pays for medical bills if a guest is injured in your condo — even if you’re not at fault. It’s a no-fault coverage designed to avoid legal disputes and protect relationships.

🚫 What an HO6 Policy Doesn’t Cover

• Routine maintenance or wear and tear

• Injuries in shared/common areas

• Injuries to you or people listed on your policy

⚠️ The Risk of Not Having HO6 Coverage

Without an HO6 policy, you’re financially responsible for:

• Damage to the inside of your condo

• Loss or theft of personal items

• Legal expenses and liability claims

The master policy stops at your front door — and your risk starts there.

✅ Get a Quote and Save Up to 40% with Savin Jones

At Savin Jones, we specialize in Condo Association Insurance and HO6 Condo Policies. We help condo owners:

• Review and compare their renewal quotes

• Save up to 40% on current condo insurance

• Get personalized coverage that actually protects what matters

Save up to 40% on Condo Association Insurance. Call us (617) 474-9900 or Click above for a Quote..

👉 Get your free quote today for an HO6 policy or a master policy renewal. Protect your condo, your belongings, and your financial future — all with expert help and competitive pricing from Savin Jones.