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August 10, 2026
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Massachusetts Condo Master Insurance | Compare Quotes & Save Up to 40%

If you’re a trustee or board member of a condominium association in Massachusetts, your Condo Association Master Insurance Policy is one of the largest annual expenses in your operating budget. Many associations simply renew with the same insurance company every year without comparing prices, often paying thousands more than necessary.

At Savin Jones Insurance, we specialize in Condo Association Insurance in Massachusetts and help condominium associations save up to 40% while improving their insurance coverage.


Why Condo Association Insurance Premiums Are Rising in Massachusetts

Condo association insurance premiums have increased significantly over the past several years throughout Boston, Cambridge, Somerville, Brookline, Newton, Jamaica Plain, South Boston, and communities across Massachusetts.

Several factors are driving these increases:

  • Rising construction and rebuilding costs
  • Higher labor and material prices
  • Inflation impacting replacement costs
  • More severe weather-related claims
  • Fewer insurance companies writing condominium master policies
  • Stricter underwriting guidelines for older buildings

Many condominium associations are experiencing premium increases even without filing a single claim.

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Save up to 40% on Condo Association Insurance. Click above for a Quote


What Does Condo Association Master Insurance Cover?

A Condo Association Master Insurance Policy protects the condominium association and the common property shared by all unit owners.

Typical coverage’s include:

  • 100% Replacement Cost building coverage
  • Roofs, siding, hallways, stairwells, garages, and common areas
  • General Liability Insurance
  • Directors & Officers (D&O) Liability
  • Equipment Breakdown Coverage
  • Backup of Sewer & Drain Coverage
  • Employee Dishonesty
  • Ordinance or Law Coverage
  • Loss of Maintenance Fees
  • Hired & Non-Owned Auto Liability

Your condominium documents determine whether your association requires All-In or Bare Walls coverage.


Save Up to 40% on Condo Association Insurance

One of the biggest mistakes condominium associations make is automatically renewing with their current insurance company.

Insurance companies continually adjust their pricing. A carrier that offered the lowest premium three years ago may no longer be competitive today.

Because Savin Jones Insurance represents multiple AM Best “A” Rated insurance companies, we compare several carriers to find the best combination of:

  • Lower premiums
  • Better insurance coverage
  • Strong financial stability
  • Superior claims serv

Many of our clients save 30%–40% simply by comparing their renewal before accepting it.


Why Massachusetts Condo Associations Choose Savin Jones Insurance

We specialize exclusively in Condo Association Insurance and understand the unique insurance requirements of condominium associations throughout Massachusetts.

We provide:

  • Save up to 40% on Condo Association Insurance
  • Multiple A-Rated insurance companies
  • 100% Replacement Cost coverage
  • All-In Master Policy options
  • Review of your Master Deed and Bylaws
  • Customized insurance recommendations
  • Competitive deductibles
  • Fast quotes and simple renewals
  • Outstanding claims support

Unlike agencies that only represent one insurance company, we shop the marketplace for you every renewal.


Stable Insurance Renewals Matter

Finding a low premium is only part of the equation.

Many of our insurance carriers have experienced less than a 4% average annual renewal increase, helping condominium associations avoid the large premium spikes many associations are seeing today.

Our goal is to provide long-term pricing stability while maintaining excellent insurance protection.


We Insure Condo Associations Throughout Massachusetts

We proudly provide Condo Association Master Insurance for properties throughout:

  • Boston
  • Cambridge
  • Somerville
  • Brookline
  • Newton
  • Jamaica Plain
  • South Boston
  • South End
  • Charlestown
  • Dorchester
  • East Boston
  • Quincy
  • Watertown
  • Medford
  • Greater Boston and throughout Massachusetts

Whether your association has 2 units or 50+ units, we can design a policy that fits your building and budget.


Get a Free Condo Association Insurance Quote Today

If your Condo Association Insurance is coming up for renewal, now is the perfect time to compare your options.

Many associations are surprised to discover they can receive better coverage at a lower premium simply by shopping their insurance before renewing.

Contact Savin Jones Insurance today for a free, no-obligation Condo Association Master Insurance quote and see how much your association could save.

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📞 Call us at (617) 474-9900

Categories: Blog, Condo Association

Tags: Boston Condo Master Insurance, condo association insurance boston, condo association insurance massachusetts, condo association master insurance, HOA Insurance Boston, HOA insurance Massachusetts, Massachusetts Condo Master Insurance, Massachusetts Condo Master Insurance | Compare Quotes & Save Up to 40%, savin jones, savin jones insurance

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