June 9, 2025
sjiadmin
Protect Your Boston Condo: Why Condo Insurance Matters
If you own a condo or co-op in Boston—or if you’re part of a Boston condo association—having the right insurance is essential. A standard Condo Insurance Policy (HO-6) covers what your Master Condo Association Insurance Policy doesn’t. This includes your unit’s interior—cabinets, fixtures, flooring—and your personal belongings. It also protects you from liability if someone is injured in your home.
In Boston, where property values are high and condo living is common, making sure you’re properly covered isn’t just smart—it’s crucial.
What Does Condo Insurance Cover in Boston?
Most Massachusetts condo insurance policies, including those in Boston, offer the following standard protections. You can also customize your policy for broader coverage.
🔹 Interior Fixtures & Upgrades
Your Boston condo association’s master insurance generally covers the building and common areas—but stops at your walls. That’s where your condo policy takes over, protecting everything inside, from cabinets and countertops to custom flooring and appliances.
✅ Example: If a burst pipe damages your kitchen, your condo policy covers the repair or replacement.
🔹 Personal Belongings
Condo insurance protects your valuables—furniture, electronics, clothing, bikes, and more—from theft, fire, water damage, and vandalism.
✅ Example: If your laptop is stolen from your unit or vehicle, your policy will help pay to replace it.
🔹 Liability & Medical Payments
If someone is injured in your Boston condo or you accidentally damage another unit, your policy helps pay for legal defense, court costs, and medical bills.
✅ Example: A guest slips and falls during a gathering in your unit—your policy covers their medical expenses and legal costs.
🔹 Loss of Use / Temporary Housing
If your condo becomes uninhabitable due to a covered event, like a fire, condo insurance can help with hotel stays, meals, and other emergency living expenses.
✅ Example: After a kitchen fire, your policy pays for your hotel and temporary meals while repairs are underway.
Click Above for a Condo Association Insurance Quote
Save Up to 40% on Boston Condo Association Insurance
At Savin Jones Insurance, we specialize in Condo Insurance and Master Condo Association Insurance Policies across the city of Boston and throughout Massachusetts. Whether you’re in Back Bay, South End, Jamaica Plain, or Charlestown—we’ve got you covered.
We can help Boston condo associations reduce their annual insurance premiums by up to 40%, often while increasing coverage. With skyrocketing premiums in recent years, a competitive quote from Savin Jones Insurance could mean hundreds (or thousands) in savings for your building.
Why Boston Condo Owners and Associations Choose Us:
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🔐 Tailored Coverage for Boston’s Unique Housing Stock
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💼 Decades of Local Condo Association Insurance Experience
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📉 Competitive Rates on Master Policies and HO-6 Coverage
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🏙️ Boston-Based Agents Who Understand the Local Market
Get a Free Condo Insurance Quote Today
Whether you’re an individual condo unit owner or a trustee on a Boston condo board, Savin Jones Insurance is ready to help you protect your investment with reliable, affordable, and customized insurance solutions.
📞 Call, 📧 Email, or 🖱 Click Below to Get Started.
We’re proud to serve the Boston community—and we’re here when you need us most.
