If your Condo Association Master Insurance Policy is up for renewal, you may be overpaying. Many newer condo associations in Boston, Dorchester, South Boston, Somerville, Newton, Cambridge and across Massachusetts are saving up to 40% when they switch their current master condo insurance policy to Savin Jones Insurance.Call or Click Below Today for a Free Condo Association Insurance Quote.

👉 Save up to 40% on condo association insurance

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What Is Condo Association Insurance (Condo Master Policy)?

Condo Association Insurance, also known as a Condo Master Policy, is the insurance policy purchased by a condominium association to protect the building structure, common areas, and the association itself from property damage and liability claims.

A Massachusetts Condo Master Insurance Policy typically protects:

• Building structure and exterior walls

• Roof, foundations, and structural components

• Hallways, stairwells, elevators

• Lobbies and entryways

• Courtyards, walkways, fences, and landscaping

• Pools, gyms, and other amenities

• Utility rooms and maintenance areas

Without a properly structured Condo Association Insurance Policy, a large claim could financially impact every unit owner in the building.

Why Many Condo Associations Are Overpaying for Master Insurance

Many condo associations are:

• Over-insured with inflated building valuations

• Improperly structured as Bare Walls vs. All-In

• Paying for duplicate or unnecessary endorsements

• Not re-quoted with multiple carriers for years

At Savin Jones Insurance, we specialize in reviewing existing policies and restructuring them correctly — often saving associations hundreds or even thousands of dollars annually.

Many newer condo associations are currently saving up to 40% off their existing master insurance premium.

What Does a Massachusetts Condo Master Policy Cover?

Most Condo Association Master Insurance Policies in Massachusetts include:

Property Coverage

• Building replacement cost coverage

• Common area protection

• Ordinance or Law coverage

• Equipment Breakdown

• Loss of maintenance fees

Liability Coverage

• General liability protection

• Slip-and-fall claims

• Property damage claims

• Legal defense costs

• Optional Directors & Officers (D&O) coverage

The exact coverage depends on whether the policy is:

• Bare Walls Policy

• Single Entity Policy

• All-In (Modified Single Entity) Policy

Choosing the wrong structure can cost tens of thousands after a claim.

How Savin Jones Insurance Saves Condo Associations Up to 40%

We are independent and shop multiple AM Best A-rated insurance carriers to find the most competitive pricing.

We help associations save by:

• Reviewing your 100% replacement cost valuation

• Aligning coverage with condo bylaws and trust documents

• Eliminating duplicate coverage

• Optimizing deductibles

• Re-quoting with multiple competitive carriers

📅 Stable Renewals – We offer consistent renewal history, avoiding the huge spikes other companies impose. Our renewal history shows less than 4% average annual increases, keeping costs stable long term.!

We don’t just quote policies — we fix insurance problems.

Who Needs Condo Association Insurance in Massachusetts?

Nearly every condominium association in Massachusetts needs a properly structured Condo Master Insurance Policy. Without it:

• The association could face major uncovered losses

• Unit owners could be financially exposed

• Mortgage lenders may not approve financing

Your master policy protects the entire building and everyone who owns a unit inside it.

Save Up to 40% on Your Condo Association Insurance Today

If your Master Condo Insurance Policy is renewing soon, now is the time to compare.

✔ Serving Boston & all of Massachusetts
✔ Specialists in Condo Association Insurance
✔ Multiple A-Rated Insurance Companies
✔ Savings up to 40%

✔ Since 1996

Save up to 40% on Condo Association Insurance. Call us (617) 474-9900 or Click above for a Quote..

📞 Call Savin Jones Insurance today at (617) 474-9900
💻 Or click above for a free Condo Association Insurance quote

Call or Click Today and see how much your condo association can save.